A not-for-loss company or organization is an entity that engages in commercial activity, but does so in an area where turning a profit seems unlikely. It is similar to a non-profit organization in that many times it is intended to support an issue or matter of public concern. However, unlike non-profits, a not-for-loss company is a commercial entity whose primary objective is to eventually turn a small profit, or at least come out even. In other words, while non-profits usually depend on donations to fund their operations, not-for-loss companies depend on generating enough revenue to cover costs.
Not-for-loss companies are legally considered commercial enterprises, but they differ because they engage in activity that, by the logic of traditional investing, would be considered completely irrational. For example, an indie music label might choose to publish and distribute an album simply because they believe that work of art deserves greater publicity. They might choose to do this despite the fact that true monetary profit from such a project seems unlikely, if not impossible.
Other examples of not-for-loss companies might be book publishers, music festivals, manufacturers of niche products, website publishers, etc.
The term has been used on and off in many places in recent years. The HannaHanna Festival in Guta, Slovakia is such a music festival and some organizations are beginning to refer to themselves as not-for-loss. The phrase was also mentioned in a KCRW public radio broadcast during an interview with niche book publishers.
Not-for-loss companies are legally considered commercial enterprises, but they differ because they engage in activity that, by the logic of traditional investing, would be considered completely irrational. For example, an indie music label might choose to publish and distribute an album simply because they believe that work of art deserves greater publicity. They might choose to do this despite the fact that true monetary profit from such a project seems unlikely, if not impossible.
Other examples of not-for-loss companies might be book publishers, music festivals, manufacturers of niche products, website publishers, etc.
The term has been used on and off in many places in recent years. The HannaHanna Festival in Guta, Slovakia is such a music festival and some organizations are beginning to refer to themselves as not-for-loss. The phrase was also mentioned in a KCRW public radio broadcast during an interview with niche book publishers.
Anne Primout (October 5, 1890 – March 26, 2005) was for almost three years the doyenne of France from April 18, 2002 (following the passing of 113-year-old Germaine Haye) until her own death.
She was born as Angèle Dupont in the French colony of Algeria (it should be noted that Algeria was legally considered 'part of France' from 1890 to 1962). As with more than a million French people, when Algeria gained indepdence Madame Primout moved to France proper. Not surprisingly, she chose the southernmost area, Roussillon, to resettle.
The supercentenarian died, aged 114 years and 172 days, in Perpignan, Pyrenees-Orientales departement, France. France's oldest person at the time of her death, and among the world's oldest people, Anne's age was officially verified only posthumously, namely on January 31, 2006, because the family had not applied for the title while she was living.
She was the sixth-oldest person in the world at the time of her death, also the second-oldest in Europe and the oldest in France.
She was born as Angèle Dupont in the French colony of Algeria (it should be noted that Algeria was legally considered 'part of France' from 1890 to 1962). As with more than a million French people, when Algeria gained indepdence Madame Primout moved to France proper. Not surprisingly, she chose the southernmost area, Roussillon, to resettle.
The supercentenarian died, aged 114 years and 172 days, in Perpignan, Pyrenees-Orientales departement, France. France's oldest person at the time of her death, and among the world's oldest people, Anne's age was officially verified only posthumously, namely on January 31, 2006, because the family had not applied for the title while she was living.
She was the sixth-oldest person in the world at the time of her death, also the second-oldest in Europe and the oldest in France.
Doug Heller is a Southern California-based consumer advocate, the executive director of the Foundation for Taxpayer and Consumer Rights, and a policy expert on insurance industry practices and energy policy. He has testified regarding corporate accountability issues before numerous state and federal legislatures throughout the United States, appearing often in Sacramento, California and Washington, D.C. Heller has led successful campaigns to pass whistleblower protection laws, and the nation's first low-cost automobile insurance program for the poor.
Heller is also noted for being among the first consumer advocates in the US to identify the energy market manipulation by Enron and other energy firms during the California energy crisis. Heller has authored numerous reports on issues such as energy deregulation, medical malpractice and insurance industry low-balling. He participates in numerous California insurance and consumer oriented boards and panels.
Education and early career
Heller received his bachelor's degree in political science from the University of California, Berkeley. Heller was a public school teacher in rural Louisiana for two years as part of a nationwide program, Teach for America.
The Foundation for Taxpayer and Consumer Rights
Heller represents medical patients, utility ratepayers and insurance policyholders as the executive director of the Foundation for Taxpayer and Consumer Rights (FTCR), a consumer advocacy group that has been fighting political and corporate corruption since 1985. He is also FTCR's lead legislative and regulatory advocate on insurance and energy issues. Heller regularly addresses lawmakers and the media about matters including insurance regulation and the legal rights of victims of medical negligence. He has authored numerous reports on energy deregulation, medical malpractice and the practice by insurance companies of 'low-balling' benefits claims owed to consumers.
Heller spearheaded a two-year battle waged by FTRC for the strongest whistleblower protections in the US, which are now the law in California.
Heller led FTRC's 2001 lobbying effortagainst a proposed financial bailout of California electric utilities by the California state legislature. His team of 'bailout watchdogs', comprising citizen activists ranging from students to soccer moms, roamed the halls of the California capitol before voting took place on the bailout, at times crossing paths with nattily coifed lobbyists representing Southern California Edison, Pacific Gas and Electric and other energy firms.
Heller is also noted for being among the first consumer advocates in the US to identify the energy market manipulation by Enron and other energy firms during the California energy crisis. Heller has authored numerous reports on issues such as energy deregulation, medical malpractice and insurance industry low-balling. He participates in numerous California insurance and consumer oriented boards and panels.
Education and early career
Heller received his bachelor's degree in political science from the University of California, Berkeley. Heller was a public school teacher in rural Louisiana for two years as part of a nationwide program, Teach for America.
The Foundation for Taxpayer and Consumer Rights
Heller represents medical patients, utility ratepayers and insurance policyholders as the executive director of the Foundation for Taxpayer and Consumer Rights (FTCR), a consumer advocacy group that has been fighting political and corporate corruption since 1985. He is also FTCR's lead legislative and regulatory advocate on insurance and energy issues. Heller regularly addresses lawmakers and the media about matters including insurance regulation and the legal rights of victims of medical negligence. He has authored numerous reports on energy deregulation, medical malpractice and the practice by insurance companies of 'low-balling' benefits claims owed to consumers.
Heller spearheaded a two-year battle waged by FTRC for the strongest whistleblower protections in the US, which are now the law in California.
Heller led FTRC's 2001 lobbying effortagainst a proposed financial bailout of California electric utilities by the California state legislature. His team of 'bailout watchdogs', comprising citizen activists ranging from students to soccer moms, roamed the halls of the California capitol before voting took place on the bailout, at times crossing paths with nattily coifed lobbyists representing Southern California Edison, Pacific Gas and Electric and other energy firms.
The Mini Parson Terrier is a Jack Russell who is 10-12 inches in height and equal in length. This is just another varation of the Jack Russell. The Mini Parson Society is a small group of fanciers, who feel this mighty little terrier was unjustly cut off the Parson Russell standard by the Parson Russell Terrier Association of America back in 1994, when they applied for AKC recognition.