eBillMe.com is an online payment service run by Canadian company MODASolutions. Whereas most services are based on the traditional credit card system, eBillMe does a direct transfer from the consumer's bank account and then pays the merchant. This is facilitated through the use of the common Bill Payment systems available through most banks. eBillMe is treated as a payee similarly to that of a utility or other traditional billing institution. This is in contrast to other services like Google Checkout that still use credit cards, or Paypal, which uses either credit cards or traditional bank transfers. eBillMe is an option for payment for a large number of online retailers. They also offer consumer protections and guarantees that are very extensive, covering fraud, satisfaction, and price protections.
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