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Zest AI
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Zest AI is a private financial software company headquartered in Los Angeles, California. It develops and markets machine learning software used by underwriters to assess borrower risk. Its software produces one of the more commonly digitized credit scores. History Zest AI was founded by Douglas Merrill in 2009 under the name ZestFinance. It changed its name from ZestFinance to Zest AI in October 2019 By October 2020, it had raised $87 million in venture capital funding. Software The company's software uses machine learning and thousands of data-points to score a borrower's risk. It employs a technique called “” where one AI creates an analytical model, and another criticizes that model for biases. The first AI then adjusts its models based on the biases identified by the criticizing AI. |
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