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Health cash plans
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In the United Kingdom, a health cash plan is a health insurance product that helps people cover any everyday healthcare needs by providing cashback on a range of health benefits including dental and optical. They are an affordable way to manage the increasing health costs that can affect a family. Health cash plans are generally available via an employee benefits system, but can also be signed up to on an individual basis based on one's personal needs. The treatments available for cashback on health cash plans can vary depending on the provider, but generally can include eye tests, new prescription glasses, dental check-ups, and physiotherapy treatments. Schemes Most health cash plans will allow people to cover themselves, their partners and any dependent children (free) and allow them to claim cash back up to their annual allowance based on the monthly amount they pay in. There are a number of schemes available depending on the company, and the annual allowance is related to the amount paid in. For example, Health Shield offers cash back for the following everyday health costs: * Dental * Optical * Chiropody * Prescriptions * Hospital Benefits * Parental Hospital stays * Specialist Consultation, ECG, X-ray, Pathology Fees and MRI Scans * Health & Wellbeing * Health Screening * Fitness & Exercise * Online Health Assessment and Personal Coaching * Dental Accident * Physiotherapy, Chiropractic, Osteopathy, Acupuncture & Homoeopathy * Maternity - Antenatal Appointment and Adoption * Personal Accident Protection * Health, Legal & Counselling * 24/7 Counselling and Support Helpline * Virtual GP Surgery and Private Prescription Service Claiming Claiming varies between companies, but they are usually no quibble, which means clients only need a receipt from a registered practitioner and enough balance on their annual allowance. 
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